Budgeting & spending
Understand cash flow, expenses, and the building blocks of a manageable budget.
Your financial education journey starts here
Learn money skills for real life.
Understand budgeting, credit, debt, saving, and financial planning with educational lessons inspired by the Money Smarts books.
Explore Memberships →Watch Course Previews ↓$9.95 monthly · $79 annual · $179 lifetime
Featured membership
Build knowledge all year
$79 / yearAbout 34% less than 12 monthly payments at $9.95.
Compare All Plans →3-day trial on Monthly and Annual, $0 due today. Renews until canceled. Terms shown at checkout.
Financial education based on practical concepts
Money skills you can use.
Learn at your own pace and explore everyday financial topics in a structured way.
Credit & debt
Learn the fundamentals of credit, interest, borrowing, and repayment choices.
Saving & planning
Explore emergency savings, financial goals, and investing fundamentals.
Start with practical knowledge. Keep learning with membership.Choose Your Membership →
Watch before you join
Meet the books. Preview the courses.
Watch short educational videos about the Money Smarts program before you choose a membership.
Welcome to Money Smarts
Meet the program and discover the membership options.
Start your 3-day trial →The Money Smarts EdTech Ecosystem
See how the books, lessons and learning tools fit together.
Start your 3-day trial →End-of-Life Wealth Transfer
Educational overview of passing wealth on to the next generation.
Start your 3-day trial →Watched enough? Start your 3-day trial now.Start 3-Day Trial: Annual $79/yr →Start 3-Day Trial: Monthly $9.95/mo →
From books to digital learning
Start with a book. Go further with a course.
The Money Smarts educational program builds on its published books. Prefer reading on your own? Explore individual books. Want a more structured digital learning experience? Choose a membership.
Explore Courses →See Book Options ↓Prefer individual books?
Books are a separate purchase option. The full catalog and purchase options are on our books page.
Love what you see? Join Money Smarts today.Start 3-Day Trial: Annual $79/yr →Start 3-Day Trial: Monthly $9.95/mo →
Choose your learning path
Simple membership options.
Choose the plan that fits you. Trial and renewal terms are listed below and shown again at checkout.
Monthly Membership
$9.95
per month
- Recurring monthly subscription
- 3-day trial, $0 due today
- Learn at your own pace
Recommended annual value
Annual Membership
$79
per year
- Recurring annual subscription
- 3-day trial, $0 due today
- Save approximately 34% vs. monthly
Lifetime Access
$179
one-time payment
- One-time purchase
- No recurring membership charge
- Lifetime access product
Trial and renewal terms: Monthly and Annual memberships begin with a 3-day trial and $0 due today. After the trial, Monthly renews at $9.95 per month and Annual renews at $79 per year until canceled. Cancel before the trial ends to avoid the first charge. Lifetime is a single $179 payment with no renewal. The amount due today and the renewal terms are shown on the secure checkout page before you confirm.
Ready to begin your financial education?See All Memberships →
Frequently asked questions
Before you join
Is this an educational course or financial advice?
Money Smarts provides general financial education, not individualized legal, tax, credit, or investment advice.
Can I purchase just the books?
Yes. Individual books are available separately. See the full catalog at money-smarts.com/books.
Is there a trial?
Yes. Monthly and Annual memberships start with a 3-day trial and $0 due today. After the trial, Monthly renews at $9.95 per month and Annual at $79 per year until canceled. Cancel before the trial ends to avoid the first charge. Lifetime is a one-time $179 payment. Full terms are shown at checkout.
Where can I watch the lessons?
Course preview videos are on this page. Full lessons are available inside your membership.
Ready to start learning? Your 3-day trial is $0 due today.Start 3-Day Trial: Annual $79/yr →Start 3-Day Trial: Monthly $9.95/mo →
Company and certification information
Veteran-owned. Built for financial education.
Money Smarts LLC
Colorado LLC · Colorado entity ID: 20231720576
UEI: JAKVAVK62PT3
CAGE: 9W5H2
Additional reference provided: 10-910-6129
274 Mount Harvard Ave., Suite 500
Severance, CO 80550
Service-Disabled Veteran-Owned Small Business (SDVOSB).
Make learning your next step.
Explore the plans and start with the financial concepts that matter to you.
Explore Memberships →